diff --git a/src/main/java/kr/co/fastcampus/yanabada/domain/auth/service/AuthService.java b/src/main/java/kr/co/fastcampus/yanabada/domain/auth/service/AuthService.java
index ae3604f9..410a759c 100644
--- a/src/main/java/kr/co/fastcampus/yanabada/domain/auth/service/AuthService.java
+++ b/src/main/java/kr/co/fastcampus/yanabada/domain/auth/service/AuthService.java
@@ -76,11 +76,7 @@ public SignUpResponse signUp(SignUpRequest signUpRequest) {
             .build();
 
         Member savedMember = memberRepository.save(member);
-        yanoljaPayRepository.save(
-            YanoljaPay.create(
-                savedMember, null, null, null, 0L
-            )
-        );
+        yanoljaPayRepository.save(YanoljaPay.create(savedMember));
 
         return SignUpResponse.from(savedMember.getId());
     }
@@ -100,11 +96,7 @@ public SignUpResponse oauthSignUp(OauthSignUpRequest signUpRequest) {
             .build();
 
         Member savedMember = memberRepository.save(member);
-        yanoljaPayRepository.save(
-            YanoljaPay.create(
-                savedMember, null, null, null, 0L
-            )
-        );
+        yanoljaPayRepository.save(YanoljaPay.create(savedMember));
 
         return SignUpResponse.from(savedMember.getId());
     }
diff --git a/src/main/java/kr/co/fastcampus/yanabada/domain/payment/entity/YanoljaPay.java b/src/main/java/kr/co/fastcampus/yanabada/domain/payment/entity/YanoljaPay.java
index 9566e962..f0b5fed9 100644
--- a/src/main/java/kr/co/fastcampus/yanabada/domain/payment/entity/YanoljaPay.java
+++ b/src/main/java/kr/co/fastcampus/yanabada/domain/payment/entity/YanoljaPay.java
@@ -64,18 +64,14 @@ private YanoljaPay(
     }
 
     public static YanoljaPay create(
-        Member member,
-        String accountNumber,
-        String simplePassword,
-        String bankName,
-        Long balance
+        Member member
     ) {
         return new YanoljaPay(
             member,
-            accountNumber,
-            simplePassword,
-            bankName,
-            balance
+            null,
+            null,
+            null,
+            0L
         );
     }