diff --git a/go.mod b/go.mod
index 8e623b8..02c39b1 100644
--- a/go.mod
+++ b/go.mod
@@ -1,21 +1,23 @@
 module github.com/adamdecaf/aba
 
-go 1.22.2
+go 1.22.5
 
 require (
 	github.com/moov-io/ach v1.40.3
-	github.com/moovfinancial/moov-go v0.2.0
+	github.com/moovfinancial/moov-go v0.4.2
 	github.com/stretchr/testify v1.9.0
 )
 
 require (
 	github.com/davecgh/go-spew v1.1.2-0.20180830191138-d8f796af33cc // indirect
+	github.com/go-jose/go-jose/v4 v4.0.4 // indirect
 	github.com/google/uuid v1.6.0 // indirect
 	github.com/igrmk/treemap/v2 v2.0.1 // indirect
 	github.com/moov-io/base v0.49.4 // indirect
 	github.com/moov-io/iso4217 v0.3.0 // indirect
 	github.com/pmezard/go-difflib v1.0.1-0.20181226105442-5d4384ee4fb2 // indirect
 	github.com/rickar/cal/v2 v2.1.15 // indirect
+	golang.org/x/crypto v0.25.0 // indirect
 	golang.org/x/exp v0.0.0-20240604190554-fc45aab8b7f8 // indirect
 	golang.org/x/net v0.26.0 // indirect
 	golang.org/x/sync v0.7.0 // indirect
diff --git a/go.sum b/go.sum
index c6bdfa0..e4665eb 100644
--- a/go.sum
+++ b/go.sum
@@ -1,5 +1,7 @@
 github.com/davecgh/go-spew v1.1.2-0.20180830191138-d8f796af33cc h1:U9qPSI2PIWSS1VwoXQT9A3Wy9MM3WgvqSxFWenqJduM=
 github.com/davecgh/go-spew v1.1.2-0.20180830191138-d8f796af33cc/go.mod h1:J7Y8YcW2NihsgmVo/mv3lAwl/skON4iLHjSsI+c5H38=
+github.com/go-jose/go-jose/v4 v4.0.4 h1:VsjPI33J0SB9vQM6PLmNjoHqMQNGPiZ0rHL7Ni7Q6/E=
+github.com/go-jose/go-jose/v4 v4.0.4/go.mod h1:NKb5HO1EZccyMpiZNbdUw/14tiXNyUJh188dfnMCAfc=
 github.com/google/uuid v1.6.0 h1:NIvaJDMOsjHA8n1jAhLSgzrAzy1Hgr+hNrb57e+94F0=
 github.com/google/uuid v1.6.0/go.mod h1:TIyPZe4MgqvfeYDBFedMoGGpEw/LqOeaOT+nhxU+yHo=
 github.com/igrmk/treemap/v2 v2.0.1 h1:Jhy4z3yhATvYZMWCmxsnHO5NnNZBdueSzvxh6353l+0=
@@ -20,6 +22,8 @@ github.com/moovfinancial/moov-go v0.1.0 h1:pI7i66GIdS9ctZuzzRtSUiXqpCJQSLA8Eh1VE
 github.com/moovfinancial/moov-go v0.1.0/go.mod h1:Lb+GlG7UcfJ7V2ZmA6cZYFbfVlzgnLv+pTt23P5adns=
 github.com/moovfinancial/moov-go v0.2.0 h1:FDRTyJ5tLw3BJf/2pmhp97zlIjpRhro+sygKxhtVfXI=
 github.com/moovfinancial/moov-go v0.2.0/go.mod h1:Lb+GlG7UcfJ7V2ZmA6cZYFbfVlzgnLv+pTt23P5adns=
+github.com/moovfinancial/moov-go v0.4.2 h1:joymSgA9fgW09H+vB8LODwKYmNwHxJoDq8Fwoeu8Frc=
+github.com/moovfinancial/moov-go v0.4.2/go.mod h1:bpnGaJ9XTda4KtmFAW0m3fC7sebNP/LL7tcfZsE5ED4=
 github.com/pmezard/go-difflib v1.0.1-0.20181226105442-5d4384ee4fb2 h1:Jamvg5psRIccs7FGNTlIRMkT8wgtp5eCXdBlqhYGL6U=
 github.com/pmezard/go-difflib v1.0.1-0.20181226105442-5d4384ee4fb2/go.mod h1:iKH77koFhYxTK1pcRnkKkqfTogsbg7gZNVY4sRDYZ/4=
 github.com/rickar/cal/v2 v2.1.13 h1:FENBPXxDPyL1OWGf9ZdpWGcEiGoSjt0UZED8VOxvK0c=
@@ -28,6 +32,8 @@ github.com/rickar/cal/v2 v2.1.15 h1:bm6ll40ph9BLvY35Sy5KdT6GxN7UY56ZwCq/cJAxdew=
 github.com/rickar/cal/v2 v2.1.15/go.mod h1:/fdlMcx7GjPlIBibMzOM9gMvDBsrK+mOtRXdTzUqV/A=
 github.com/stretchr/testify v1.9.0 h1:HtqpIVDClZ4nwg75+f6Lvsy/wHu+3BoSGCbBAcpTsTg=
 github.com/stretchr/testify v1.9.0/go.mod h1:r2ic/lqez/lEtzL7wO/rwa5dbSLXVDPFyf8C91i36aY=
+golang.org/x/crypto v0.25.0 h1:ypSNr+bnYL2YhwoMt2zPxHFmbAN1KZs/njMG3hxUp30=
+golang.org/x/crypto v0.25.0/go.mod h1:T+wALwcMOSE0kXgUAnPAHqTLW+XHgcELELW8VaDgm/M=
 golang.org/x/exp v0.0.0-20240604190554-fc45aab8b7f8 h1:LoYXNGAShUG3m/ehNk4iFctuhGX/+R1ZpfJ4/ia80JM=
 golang.org/x/exp v0.0.0-20240604190554-fc45aab8b7f8/go.mod h1:jj3sYF3dwk5D+ghuXyeI3r5MFf+NT2An6/9dOA95KSI=
 golang.org/x/net v0.20.0 h1:aCL9BSgETF1k+blQaYUBx9hJ9LOGP3gAVemcZlf1Kpo=