scores_test_gpt-3.5-turbo.csv

question_no	question_text	bot_response	bot_response_time	bot_response_attempts	mark_scheme	bot_score	bot_score_breakdown	max_points_available	bot_mark_scheme_assessments
Q1	I set up a limited liability company in 2015. My business suffered greatly during the Covid-19 pandemic, and it still hasn’t recovered yet. I fell into arrears, and one of my suppliers submitted a winding-up petition against my business. A friend of mine is willing to invest money in my company. Do I have good chances of avoiding a liquidation order if my friend commits to pumping money into my business?	I'm not a legal expert, but I can offer some general information. Whether or not your friend's investment increases your chances of avoiding liquidation depends on various factors and the specific circumstances of your situation. Here are a few points to consider: 1. Funding and Financial Stability: Your friend's investment can help address the arrears and improve your financial stability. This could be viewed favorably by the courts, as it demonstrates a commitment to resolving outstanding debts. 2. Creditor Satisfaction: If the investment allows you to pay off the debt owed to the supplier who submitted the winding-up petition, they may withdraw the petition. However, be aware that other creditors who have also suffered financial losses may still pursue liquidation. 3. Business Viability: The court will consider whether your business has a reasonable prospect of being successfully revived with the new investment. If your business model, market conditions, or other factors suggest a viable path forward, the court may be more inclined to avoid liquidation. 4. Professional Advice: Consult with a lawyer who specializes in insolvency and company law to assess your specific situation. They can provide tailored guidance based on your jurisdiction's laws and local practices. Remember, each case is unique, and the final decision rests with the court. To have a better understanding of your chances of avoiding liquidation, it is recommended to seek legal advice to assess your options and develop a proper strategy.	7.81258749961853	1	"[["" Does the lawyer identify the different forms of liquidation, and the circumstances in which a company can be liquidated? "", "" Does the lawyer refer to the relevant statutes (ss. 123-124 IA 1986) to determine if a company is insolvent?"", "" Does the law discuss the differences between cash-flow and balance-sheet insolvency?"", "" Does the lawyer refer to s. 122 IA 1986? "", "" Does the lawyer identify the powers the courts have when hearing an insolvency petition? "", "" Does the lawyer refer to ss.125-128 IA 1986?"", "" Does the lawyer clarify that Hopes and expectations of future funding without any rights to those assets are irrelevant (Byblos)?"", "" Does the lawyer refer to any relevant case law? "", "" Does the lawyer provide the correct advice?""], [3, 3, 3, 2, 3, 2, 3, 3, 3]]"	6	[0, 0, 3, 0, 0, 0, 0, 0, 3]	25	No|No|Yes|No|No|No|No|No|Yes|
Q2	My business has been running at a deficit for a few years. In 2021, I got a loan from NatWest to stay afloat. I have given my share in the family home (50%) as a collateral for this loan. I am now unable to repay it. What should I do? Can the bank repossess my house?	I'm not a legal expert, but I can provide some general information that may be helpful to you. In situations where you have provided your family home as collateral for a loan and are unable to make the repayments, it is possible that the bank could repossess the house. However, the exact specifics will depend on the terms and conditions of the loan agreement you signed with NatWest. Here are some steps you could consider taking: 1. Review loan agreement: Carefully examine the terms and conditions of the loan agreement you signed with NatWest. This will help you understand the exact rights and remedies available to the bank in case of default. 2. Contact the bank: It's important to communicate with NatWest as soon as possible and explain your current financial situation. They may be willing to work out a mutually agreeable solution, such as restructuring the loan or extending the repayment period. 3. Seek legal advice: Consider consulting with a legal professional who specializes in debt or property matters. They can help you fully understand the legal implications and potential options available to you based on the specifics of your situation. 4. Explore repayment alternatives: Look into alternative options for repaying the loan, such as refinancing or seeking additional funding from other sources. You could consider discussing these options with a financial advisor or consultant to explore potential alternatives. Remember, every situation is unique, and seeking personalized advice from a legal professional is crucial to understanding your legal rights, obligations, and available options.	5.405856609344482	1	"[["" Does the lawyer outline the rules on the distribution of assets in insolvency (s.107 IA 1986 and following)?"", "" Does the lawyer outlines that secured creditors do not share pari passu, but they are paid in priority on the proceeds generated by the sale of secured assets?"", "" Does the lawyer outline the difference between fixed and floating charges?"", "" Does the lawyer clarify that the bank is likely to have a fixed charge over the debtor\u2019s family home?"", "" Does the lawyer clarify that the debtor cannot transfer his equity to their partner to prevent repossession from the bank?"", "" Does the lawyer mention that the security may not be enforceable should the lender not have complied with the rules regulating either their activity as lender or the registration of charges?"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [3, 3, 3, 3, 3, 3, 3, 3]]"	3	[0, 0, 0, 0, 0, 0, 0, 3]	24	No|No|No|No|No|No|No|Yes|
Q3	My business (a small restaurant in Egham) is saddled with debt towards several suppliers. I do have a loyal customer base, but I feel that I need to reduce my debt burden. My brother offered to buy my business for a fair price, and he also told me he would like to retain me and some of my employees. However, he says that I need to deal with my debt before selling the business to him. I don’t have savings. What can I do?	Dealing with debt can be challenging, but there are several steps you can take to reduce your burden and potentially sell your business to your brother. Here are some suggestions: 1. Negotiate with suppliers: Reach out to your suppliers and explain your situation honestly. Try negotiating new payment terms, such as extended deadlines or installment plans. Many suppliers understand the difficulties faced by small businesses and may be willing to work with you. Building good relationships with suppliers is important for any business, so maintaining communication is crucial. 2. Assess your expenses: Review your expenses and identify any areas where you can cut costs without compromising the quality of your products or services. Look for potential savings in areas like utilities, inventory management, marketing, and staffing. Streamlining operations can help increase profitability and free up funds to repay your debt. 3. Generate additional income: Explore ways to increase revenue within your restaurant. This may involve creating special promotions, offering new menu items, or even expanding your business hours. Consider partnering with local organizations or participating in events that can bring in more customers. Look for opportunities to diversify your revenue streams, such as offering catering services or selling merchandise related to your restaurant. 4. Seek financial assistance: Investigate options for obtaining loans or grants to alleviate your debt burden. There are various government schemes, business grants, and financial institutions that offer support to struggling small businesses. Research what options are available in your region and apply for those that best suit your needs. Additionally, you could consider crowdfunding platforms or approaching investors who may be interested in your restaurant. 5. Develop a repayment plan: Once you have negotiated an agreement with your suppliers and possibly secured additional funding, create a realistic repayment plan. Prioritize paying off high-interest debts first, while meeting the minimum payments on others. Consult with a financial advisor or accountant who can help you develop a structured plan to effectively manage and reduce your debt over time. 6. Consider your brother's offer: Once you have made noticeable progress in reducing your debt, discuss your brother's offer again. If your brother is willing to wait, provide him with your repayment plan and demonstrate the steps you are taking to improve the financial health of your business. Seek legal advice to ensure that the sales agreement protects both parties' interests, including the terms of your continued involvement and your employees' roles. Remember, navigating debt can be challenging, so it is crucial to seek professional advice from a financial advisor or business consultant who can provide tailored guidance based on the specifics of your situation.	13.133445262908936	1	"[["" Does the lawyer provide an outline of the different rescue options available under the Insolvency Act 1986?"", "" Does the lawyer provide an outline of the different restructuring options available under the Companies Act 2006?"", "" Does the lawyer outline the pros and cons of each of these options, and provide advice on the most suitable solution?"", "" Does the lawyer suggest the use of a pre-packaged administration procedure?"", "" Does the lawyer refer to the changes introduced by the Administration (Restrictions on Disposal etc. to Connected Persons) Regulations 2021"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [4, 4, 4, 4, 3, 3, 3]]"	3	[0, 0, 0, 0, 0, 0, 3]	25	No|No|No|No|No|No|Yes|
Q4	I own a pub in Windsor. I have been badly hit by the rise in interest rates on my loans, by additional taxes on alcohol as well as by a reduction in my customer base. I fell in arrears in the payments towards the HMRC, as well as some of my suppliers (but I had to pay in full some of them, as otherwise I would have had to close my business). I reached an agreement with my bank and with most of my suppliers to delay the repayment of my debt. The HMRC won’t listen and they are threatening legal actions against me. What can I do? HMRC counts for roughly 50% of my unsecured debt (the debt towards the bank is secured by a collateral on my pub).	I'm not a legal expert, but I can offer some general suggestions on how to handle your situation. It's important to consult with a professional who can provide tailored advice for your specific circumstances. Here are a few steps you may consider taking: 1. Seek professional advice: Contact a business or tax advisor who specializes in debt management or insolvency. They can help you evaluate your options and provide guidance on dealing with the HMRC. 2. Communicate with HMRC: Maintain open communication with the HMRC, explaining your situation and your efforts to resolve the issue. Request a meeting to discuss potential repayment plans or arrangements that could help you avoid legal action. 3. Negotiate a payment plan: Offer a payment plan proposal to the HMRC, outlining how you intend to repay the debt over a reasonable period of time. Provide evidence of your financial difficulties and your willingness to cooperate. 4. Explore Time to Pay arrangement: HMRC may have a Time to Pay scheme in place, allowing businesses experiencing financial difficulties to spread their tax payments over a longer period. Request to be considered for such an arrangement. 5. Consider insolvency options: If you're unable to come to an agreement or your financial situation is severe, it may be worth exploring insolvency options like an Individual Voluntary Arrangement (IVA) or a Company Voluntary Arrangement (CVA). These arrangements involve reaching an agreement with your creditors to repay debts over a fixed period. 6. Seek legal advice: If the HMRC continues to pursue legal action, consult with a solicitor specializing in tax or insolvency to understand your rights and potential defenses. Remember, these suggestions are general in nature and may not apply to your specific circumstances. Consulting with professionals who can provide personalized advice will be crucial in resolving your situation effectively.	9.935741186141968	1	"[["" Does the lawyer provide an outline of the different rescue options available under the Insolvency Act 1986?"", "" Does the lawyer provide an outline of the different restructuring options available under the Companies Act 2006?"", "" Does the lawyer outline the pros and cons of each of these options, and provide advice on the most suitable solution?"", "" Does the lawyer suggest the use of Part 26A restructuring plans?"", "" Does the lawyer speak of the ability of cramming down dissenting creditors in a Part 26A plan, and the conditions for doing it?"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [4, 4, 4, 4, 3, 3, 3]]"	3	[0, 0, 0, 0, 0, 0, 3]	25	No|No|No|No|No|No|Yes|
Q5	I have been badly hit by the rise in interest rates on my loans, as well as by a reduction in my customer base (I run a pub in Ascot). I fell in arrears in the payments towards the HMRC, as well as some of my suppliers (but I had to pay in full some of them, as otherwise I would have had to close my business). My landlord is demanding an extortionate amount of money for my rent. While I agreed to a new, 5-year leasing agreement, I realised that I am operating at a loss unless my rent is reduced and the HMRC agrees to a repayment plan. What can I do?	I'm not a financial advisor, but I can offer some general suggestions that might help you in this situation. Given the complexity of your situation, it would be wise to seek advice from a professional who can assess your specific circumstances. 1. Speak with your landlord: Explain your financial challenges and negotiate a more affordable rent. Emphasize your commitment to fulfilling the lease agreement but express the need for some flexibility due to your current circumstances. 2. Contact HMRC: Open communication with HMRC and discuss the possibility of a repayment plan. They may be willing to work with you based on your financial situation. Be honest about your cash flow challenges and provide them with a clear plan for repayment. 3. Review your business expenses: Carefully analyze your expenses and consider areas where you can make cost reductions. This might involve renegotiating contracts, finding cheaper suppliers, or implementing more efficient operations. 4. Seek financial advice: Consult with a financial advisor or business consultant who specializes in supporting struggling businesses. They can provide tailored guidance based on your specific challenges and help you develop a viable plan moving forward. 5. Explore alternative revenue streams: Consider diversifying your income by offering additional services or hosting events to attract more customers. This could include live music nights, themed parties, or partnering with local businesses for promotions. 6. Consider refinancing or loan consolidation: Speak with your bank or other lenders to explore opportunities to refinance your existing loans or consolidate your debt. This could potentially provide you with better terms and lower interest rates, reducing your overall financial burden. Remember, these are just general suggestions and may not meet your specific needs. It's important to consult a professional advisor who can assess your unique circumstances and provide personalized guidance.	9.52850580215454	1	"[["" Does the lawyer provide an outline of the different rescue options available under the Insolvency Act 1986?"", "" Does the lawyer provide an outline of the different restructuring options available under the Companies Act 2006?"", "" Does the lawyer outline the pros and cons of each of these options, and provide advice on the most suitable solution?"", "" Does the lawyer suggest the use of Part 26A restructuring plans?"", "" Does the lawyer speak of the ability of cramming down dissenting creditors in a Part 26A plan, and the conditions for doing it?"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [3, 3, 4, 3, 3, 3, 3]]"	3	[0, 0, 0, 0, 0, 0, 3]	22	No|No|No|No|No|No|Yes|
Q6	I am a real estate developer. Due to the current housing crisis, my mortgages have ballooned, and I am struggling to make money out of the sale of the properties I recently completed. While my housing portfolio is significant, most properties are not yet ready for the market. I am not paying all my suppliers, and the banks are chasing me multiple times per day. If they foreclose, I lose everything. If I complete all my projects, I can repay the banks and the suppliers. However, one of them just filed a petition for winding up my business. I refuse to believe I am insolvent. Is it likely that the petition will be dismissed?	I am not a legal expert, but I can try to provide some general information. The dismissal of a winding-up petition typically depends on various factors, including the specific circumstances of the case and the jurisdiction in which it is filed. However, generally speaking, if you can demonstrate to the court that you have a viable plan to repay your debts and address the financial issues, it may increase the chances of having the petition dismissed. To strengthen your case, you may consider seeking professional advice from a lawyer who specializes in insolvency and debt restructuring. They can provide guidance based on the specific laws and regulations in your jurisdiction. Additionally, you should work on developing a clear and realistic plan to address your financial situation, including strategies to repay the banks and suppliers. This plan should be presented appropriately to the court. Keep in mind that the outcome will depend on the specific details of your situation and the judgments made by the court. It is crucial to consult with legal professionals who can provide you with accurate advice based on your circumstances.	5.589332103729248	1	"[["" Does the Lawyer identify the different forms of liquidation, and the circumstances in which a company can be liquidated?"", "" Does the lawyer refer to the relevant statutes (ss. 123-124 IA 1986) to determine if a company is insolvent?"", "" Does the law discuss the differences between cash-flow and balance-sheet insolvency?"", "" Does the lawyer refer to s. 122 IA 1986? "", "" Does the lawyer identify the powers the courts have when hearing an insolvency petition? "", "" Does the lawyer refer to ss.125-128 IA 1986?"", "" Does the lawyer discuss the rescue options available to the debtor?"", "" Does the lawyer refer to any relevant case law? "", "" Does the lawyer provide the correct advice?""], [3, 3, 3, 2, 3, 2, 3, 3, 3]]"	6	[0, 0, 3, 0, 0, 0, 0, 0, 3]	25	No|No|Yes|No|No|No|No|No|Yes|
Q7	My brother and I have been working together on our hand-made furniture shop for 20+ years. Last year, we had to liquidate the business because we could no longer pay the bills. An official receiver was appointed. Yesterday, he came back to us and asked to repay all the dividends we received in the 5 years before insolvency. This is a ridiculous amount of money (£150,000 each). My brother and I never received a salary. The official receiver says that we could not get any dividends because the business was operating at a loss. We were only paid in dividends to avoid income tax, and because my accountant told me that was fine. Surely, we don’t have to repay that money?	I am not a legal professional, but I can offer some general information. In cases of insolvency, it is not uncommon for an official receiver to seek repayment of dividends distributed in the period leading up to the liquidation. The purpose is to redistribute funds to creditors and ensure fair treatment to all parties involved. If the official receiver believes that these dividends were not lawful or proper, they may seek to recover them. In your case, if the business was operating at a loss and the dividends were paid to avoid income tax, it could raise concerns about the legality of the distributions. It is essential to consult with a legal professional who specializes in insolvency or company law to fully understand your rights and obligations in this situation. They will be able to assess the specific details of your case and provide you with appropriate guidance.	4.473973274230957	1	"[["" Does the lawyer discuss their client\u2019s role (de jure, de facto or shadow director) within the company?"", "" Does the lawyer discuss directors\u2019 duties with the client?"", "" Does the lawyer outline the relevant rules applicable to directors (ss. 212-213 IA 1986)?"", "" Does the lawyer outline the consequences (e.g. disqualification) arising from the director\u2019s misfeasance?"", "" Does the lawyer refer to the Company Director Disqualification Order Act 1986?"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [4, 4, 4, 4, 3, 3, 3]]"	3	[0, 0, 0, 0, 0, 0, 3]	25	No|No|No|No|No|No|Yes|
Q8	My business went into liquidation last year. I was the owner and director. A liquidator was appointed. He is threatening to sue me for breaching my duties as a director unless I return the money I received as monthly repayments for a loan I gave to my company. He’s also threatening to start a disqualification procedure against me for the same reason. I believe I did nothing wrong – this was a fair loan with interests below the market rate. However, I cannot risk being disqualified, because I am also working as a director in my sister’s company. What can I do? Should I return the money?	I am not a lawyer, but I can offer some general information that may help guide your decision. In situations like this, it is crucial to consult with a legal professional who specializes in corporate law or insolvency for detailed advice tailored to your specific circumstance. When a business enters liquidation, the appointed liquidator's role is to investigate the affairs of the company and distribute its assets to creditors. If the liquidator believes that you breached your duties as a director, they may pursue legal action against you to recover any funds deemed improper or preferential. Breaches of director's duties may include wrongful trading, fraudulent activity, or making loans to the company without proper consideration. Regarding the loan you gave to your company, it is essential to assess whether the terms of the loan were fair and market-related. If the loan terms were favorable to the company, creditors (including the liquidator) might argue that it constitutes an unfair transaction or an improper use of assets. The liquidator may attempt to recover these funds for the benefit of the company's creditors. To analyze the situation thoroughly, you should consult a legal professional who can review relevant documents, assess the loan terms, and advise you on the best course of action. They may consider the potential risks and benefits of returning the money versus challenging the liquidator's claims. They can also guide you on the potential consequences of a disqualification procedure and how it might impact your current directorship. Remember, every situation is unique, and the advice of a lawyer specializing in insolvency matters will be invaluable in assessing your specific case and developing an appropriate strategy.	8.678502798080444	1	"[["" Does the lawyer discuss their client\u2019s role (de jure, de facto or shadow director) within the company?"", "" Does the lawyer discuss directors\u2019 duties with the client?"", "" Does the lawyer outline the relevant rules applicable to directors (ss. 212-213 IA 1986)?"", "" Does the lawyer outline the consequences (e.g. disqualification) arising from the director\u2019s misfeasance?"", "" Does the lawyer refer to the Company Director Disqualification Order Act 1986?"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [4, 4, 4, 4, 3, 3, 3]]"	11	[0, 4, 0, 4, 0, 0, 3]	25	No|Yes|No|Yes|No|No|Yes|
Q9	My business is operating at a loss. Chase Bank is my major lender, and they have a security over my home. I fell into arrears towards several suppliers, but I do believe I can turn around my business if I am given a bit more time to repay my debts. What can I do?	If your business is operating at a loss, and you believe you can turn it around with some additional time, here are a few steps you can take: 1. Communicate with your suppliers: Reach out to your suppliers and explain the situation. Be transparent about your financial difficulties and propose a repayment plan or renegotiate payment terms. Many suppliers may be willing to work with you if they believe you can recover. 2. Negotiate with Chase Bank: Contact Chase Bank and explain your current financial situation. Discuss the possibility of extending the repayment period or renegotiating the terms of your loan. Provide a clear plan outlining how you intend to repay the debts and turn your business around. Being proactive and open with your lender can increase the chances of finding a solution. 3. Seek financial advice: Consult with a financial advisor or accountant who specializes in assisting struggling businesses. They can help you assess your financial position, identify areas for improvement or cost-cutting, and provide guidance on restructuring your business to become profitable. 4. Explore additional funding options: Research and consider alternative sources of funding to supplement current cash flow. This could include applying for additional loans, seeking investments from angel investors or venture capitalists, or exploring government funding programs for struggling businesses. 5. Review and improve business operations: Carefully review your business operations and identify areas where efficiency can be improved, costs can be reduced, or new revenue streams can be generated. Analyze your business model, marketing strategies, and pricing to ensure they are aligned with current market demands. 6. Consider selling assets: Evaluate if there are non-essential assets that you can sell to generate immediate cash flow. This may provide a temporary solution to cover outstanding debts while you work on turning around your business. Remember, each situation is unique, and these steps may not be a one-size-fits-all solution. It's essential to seek professional advice tailored to your specific circumstances.	10.035923480987549	1	"[["" Does the lawyer identify the different forms of liquidation, and the circumstances in which a company can be liquidated? "", "" Does the lawyer refer to the relevant statutes (ss. 123-124 IA 1986) to determine if a company is insolvent?"", "" Does the law discuss the differences between cash-flow and balance-sheet insolvency?"", "" Does the lawyer discuss the rescue options available under Insolvency Law 1986?"", "" Does the lawyer discuss the restructuring options available under Companies Act 2006?"", "" Does the lawyer refer to any relevant case law? "", "" Does the lawyer provide the correct advice?""], [4, 4, 3, 4, 4, 3, 3]]"	3	[0, 0, 0, 0, 0, 0, 3]	25	No|No|No|No|No|No|Yes|
Q10	My business went into liquidation last March. I tried my best to avoid it. I may have preferred some creditors over others, but simply because they knew I was struggling, and they would not give me their products on credit. I may also have taken some money out of the business account to repay the mortgage on my house. Surely, I did nothing wrong? Do I risk anything?	I am not a lawyer, but I can provide some general information that may be helpful to you. When a business goes into liquidation, it typically means that its assets are being sold to repay creditors. It is important to note that specific laws and regulations can vary depending on your jurisdiction, so it is recommended to consult with a legal professional who can provide advice tailored to your situation. When a business becomes insolvent, it is generally expected that all creditors should be treated equally. If you preferred certain creditors over others due to personal relationships or otherwise, it could be seen as unfair, and the actions may be challenged by other creditors or the liquidator. This could potentially lead to legal consequences or personal liability. Regarding taking money out of the business account to repay your mortgage, this action could be viewed as an inappropriate use of company funds if it can be linked to preferential treatment towards yourself over other creditors. The liquidator might investigate such transactions and could potentially seek to recover the funds to distribute them equitably among all creditors. It is crucial to consult with a legal professional who can assess your specific circumstances, review relevant laws and regulations, and provide accurate advice regarding your potential risks and liabilities.	6.86110520362854	1	"[["" Does the lawyer mention the directors\u2019 duties under the Companies Act 2006, ss. 250-277?"", "" Does the lawyer discuss the general remedies available against delinquent directors (ss. 212-214 IA 1986)?"", "" Does the lawyer discuss the risks associated with preferential payments to some creditors (s. 239 IA 1986)?"", "" Does the lawyer outline the consequences (e.g. disqualification) arising from the director\u2019s misfeasance? "", "" Does the lawyer refer to the Company Director Disqualification Order Act 1986?"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [4, 4, 4, 4, 3, 3, 3]]"	11	[0, 0, 4, 4, 0, 0, 3]	25	No|No|Yes|Yes|No|No|Yes|
Q11	My life-long partner just left me for an Italian scugnizzo who is 15 years younger than her. What’s worse is that before leaving, she emptied our joint business account and she stopped paying the joint mortgage we have on our business. The bank is threatening legal actions against me, and to foreclose on the business property. What can I do? By the way, I cannot contact my (ex) partner but I believe she’s now in Italy with her new partner.	I'm not a lawyer, but I can offer some general advice for your situation. It is important to consult with a legal professional to fully understand your rights and options. Here are a few steps you could consider taking: 1. Consult an attorney: Seek the advice of a lawyer specializing in business and property law. They can guide you through the legal process and help protect your interests. 2. Gather documentation: Collect all relevant documents and evidence related to your joint business and mortgage. This may include financial records, contracts, and any communication regarding the joint account or mortgage. 3. Consider contacting the bank: Inform the bank about the situation and provide any documentation you have to support your case. Explain that your partner left and emptied the joint account without your consent, and that you are actively seeking legal assistance to resolve the matter. 4. Collaborate with your attorney: Work closely with your lawyer to devise a strategy for resolving the financial issues. They may advise negotiating with the bank, seeking a new business partner, refinancing the mortgage, or exploring other potential solutions. 5. Potentially pursue legal action: If necessary, your attorney may recommend taking legal action against your ex-partner to recover the funds she took or to establish her financial responsibility regarding the joint mortgage. They can guide you through the relevant legal process for your jurisdiction. Remember, the specific actions you should take will depend on the laws of your country or state, as well as the details of your joint business and mortgage agreements. It is crucial to consult with a legal professional who can provide personalized advice.	8.17299771308899	1	"[["" Does the Lawyer identify the different forms of liquidation, and the circumstances in which a company can be liquidated?"", "" Does the lawyer refer to the relevant statutes (ss. 123-124 IA 1986) to determine if a company is insolvent? "", "" Does the lawyer mention the directors\u2019 duties under the Companies Act 2006, ss. 250-277? "", "" Does the lawyer discuss the general remedies available against delinquent directors (ss. 212-214 IA 1986)? "", "" Does the lawyer outline the consequences (e.g. disqualification) arising from the director\u2019s misfeasance?  "", "" Does the lawyer refer to the Company Director Disqualification Order Act 1986? "", "" Does the lawyer refer to any relevant case law? "", "" Does the lawyer provide the correct advice?""], [3, 3, 3, 3, 4, 3, 3, 3]]"	3	[0, 0, 0, 0, 0, 0, 0, 3]	25	No|No|No|No|No|No|No|Yes|
Q12	After Brexit, I set up a business in the Netherlands. This is a limited liability company. I am the sole director of that company. There are no employees in the Netherlands, just some people I hire occasionally to load and unload the lorries that distribute my products to the rest of Europe. I have now decided to stop selling goods to Europe, because it is not profitable. I want to wind-up the business here in the UK. Can I do it?	Yes, as the sole director of your limited liability company, you have the authority to wind-up the business, regardless of its location. However, since your business is based in the Netherlands, you would need to adhere to Dutch regulations and procedures for the winding-up process. To wind-up your Dutch company, the following steps may typically be involved: 1. Inform appropriate authorities: Notify the Dutch tax authorities, the Chamber of Commerce (Kamer van Koophandel, KvK), and other relevant bodies about your intention to wind-up the business. This can usually be done through a formal notice or deregistration procedure. 2. Settle outstanding obligations: Make sure all outstanding invoices, taxes, and obligations towards employees have been fully settled before proceeding with the wind-up. It is essential to remain in adherence to the local laws and regulations during this process. 3. Secure necessary approvals: Depending on the circumstances and the company's legal structure, you may need to obtain official approvals, such as those from shareholders or certain governmental authorities. 4. Liquidation and distribution: Liquidate the remaining assets of the company, pay off its debts, and make arrangements for the distribution of any residual funds or assets to the shareholders, as per Dutch legal requirements. 5. Official deregistration: File an official request for deregistration with the Chamber of Commerce in the Netherlands, notifying them of the company's dissolution. This step will formally close your business in the Netherlands. It's worth noting that seeking professional legal or financial advice from experts well-versed in Dutch company law is highly recommended before initiating the winding-up process. They can provide you with accurate and country-specific guidance based on your situation.	8.927772283554077	1	"[["" Does the lawyer refer to the relevant laws (European Insolvency Regulation recast (2015); Cross-Border Insolvency Regulations (2005); Brexit Agreements (2020))?"", "" Does the lawyer discuss the difference between COMI and establishment?"", "" Does the lawyer discuss the implications of Brexit for the recognition and enforcement of insolvency judgments?"", "" Does the lawyer refer to any relevant case law?"", "" Does the lawyer provide the correct advice?""], [5, 5, 5, 5, 5]]"	5	[0, 0, 0, 0, 5]	25	No|No|No|No|Yes|
TOTAL						60		296