updating to remove mid month from aptc csr houshold

app/models/insurance_policies/aca_individuals/enrollment.rb

@@ -75,14 +75,13 @@ def pre_amt_tot_values(enrolled_thh_people, calendar_month)
         if insurance_policy.term_for_np
           end_on = insurance_policy.end_on
           next_month = calendar_month == 12 ? 1 : calendar_month + 1
-          if eom_end?(end_on, calendar_month) || mid_month_end?(end_on, next_month) || mid_month_end?(end_on, calendar_month)
-            format('%.2f', 0.0)
-          end
-        else
-          pre_amt_tot_month = enrolled_thh_people.map { |mem| mem.premium_schedule.premium_amount.to_f }.sum
-          pre_amt_tot_month = (pre_amt_tot_month * insurance_policy.insurance_product.ehb).to_f.round(2)
-          format('%.2f', pre_amt_tot_month)
+          # if npt policy ends on the last day of the month or mid month next month
+          # set to 0 as we are in the first grace period month
+          return format('%.2f', 0.0) if eom_end?(end_on, calendar_month) || mid_month_end?(end_on, next_month)
         end
+        pre_amt_tot_month = enrolled_thh_people.sum { |mem| mem.premium_schedule.premium_amount.to_f }
+        pre_amt_tot_month = (pre_amt_tot_month * insurance_policy.insurance_product.ehb).to_f.round(2)
+        format('%.2f', pre_amt_tot_month)
       end
 
       # Fetch eligible enrollees based on tax household members.

app/models/insurance_policies/aca_individuals/insurance_policy.rb

@@ -121,7 +121,6 @@ def valid_enrollment_tax_household?(enr_thh, tax_household)
       # rubocop:disable Metrics/MethodLength
       # rubocop:disable Metrics/CyclomaticComplexity, Metrics/PerceivedComplexity
       def applied_aptc_amount_for(enrollments_for_month, calender_month, tax_household)
-        return format('%<val>.2f', val: 0.0) if term_for_np && mid_month_end?(policy_end_on, calender_month)
 
         en_tax_households = enrollments_tax_households(enrollments_for_month)
         enr_thhs_for_month = en_tax_households.select do |enr_thh|
@@ -157,9 +156,7 @@ def applied_aptc_amount_for(enrollments_for_month, calender_month, tax_household
       # rubocop:enable Metrics/MethodLength
       # rubocop:enable Metrics/CyclomaticComplexity, Metrics/PerceivedComplexity
 
-      def fetch_aptc_tax_credit(enrs_for_month, calendar_month, tax_household = nil)
-
-        return format('%.2f', 0.0) if term_for_np && mid_month_end?(policy_end_on, calendar_month)
+      def fetch_aptc_tax_credit(enrs_for_month, tax_household = nil)
 
         applied_aptc = enrs_for_month.map(&:total_premium_adjustment_amount).max
         return format('%.2f', (applied_aptc || 0.0)) if tax_household.blank?
@@ -207,9 +204,9 @@ def fetch_slcsp_premium(enrs_for_month, calendar_month, tax_household = nil, apt
         if term_for_np
           end_on = policy_end_on
           next_month = calendar_month == 12 ? 1 : calendar_month + 1
-          if eom_end?(end_on, calendar_month) || mid_month_end?(end_on, next_month) || mid_month_end?(end_on, calendar_month)
-            return format('%.2f', 0.0)
-          end
+          # if npt policy ends on the last day of the month or mid month next month
+          # set to 0 as we are in the first grace period month
+          return format('%.2f', 0.0) if eom_end?(end_on, calendar_month) || mid_month_end?(end_on, next_month)
         end
 
         return format('%.2f', 0.0) if aptc_tax_credit.blank? || aptc_tax_credit.to_f.zero?

app/operations/generators/reports/irs_monthly_xml.rb

@@ -103,7 +103,7 @@ def thh_to_pick(_tax_household, calendar_month)
         enrs_for_month = ::InsurancePolicies::AcaIndividuals::InsurancePolicy
                          .enrollments_for_month(calendar_month, calendar_year, policies)
         enrs_for_month.each do |enrollment|
-          aptc = enrollment.insurance_policy.fetch_aptc_tax_credit([enrollment], calendar_month)
+          aptc = enrollment.insurance_policy.fetch_aptc_tax_credit([enrollment])
           aptc_to_pick << aptc.to_f
         end
 
@@ -189,7 +189,7 @@ def serialize_address(person_xml, address)
       def serialize_associated_policy(hh_xml, tax_household, calendar_month, enrollment)
         enrolled_thh_members = enrollment.enrolled_members_from_tax_household(tax_household)
         pre_amt_tot = enrollment.pre_amt_tot_values(enrolled_thh_members, calendar_month)
-        aptc_tax_credit = enrollment.insurance_policy.fetch_aptc_tax_credit([enrollment], calendar_month, tax_household)
+        aptc_tax_credit = enrollment.insurance_policy.fetch_aptc_tax_credit([enrollment], tax_household)
         slcsp = enrollment.insurance_policy.fetch_slcsp_premium([enrollment], calendar_month, tax_household)
         pediatric_dental_pre = enrollment.pediatric_dental_premium(tax_household.tax_household_members, calendar_month)
         total_premium = pre_amt_tot.to_f + pediatric_dental_pre
@@ -237,7 +237,7 @@ def serialize_insurance_coverages(insured_pol_xml, policy)
             enrolled_members_for_month = [[sorted_enrollments.map(&:subscriber)] +
               sorted_enrollments.map(&:dependents)].flatten.uniq(&:person_id)
             pre_amt_tot = sorted_enrollments.first.pre_amt_tot_values(enrolled_members_for_month, calendar_month)
-            aptc_tax_credit = policy.fetch_aptc_tax_credit(sorted_enrollments, calendar_month)
+            aptc_tax_credit = policy.fetch_aptc_tax_credit(sorted_enrollments)
             slcsp = sorted_enrollments.first.insurance_policy.fetch_slcsp_premium(sorted_enrollments, calendar_month)
             pediatric_dental_pre = sorted_enrollments.first.pediatric_dental_premium(thh_members,
                                                                                      calendar_month)

app/operations/insurance_policies/aca_individuals/insurance_policies/construct_cv3_payload.rb

@@ -430,6 +430,9 @@ def construct_coverage_information(insurance_policy, covered_individuals, tax_ho
               next unless any_thh_members_enrolled?(tax_household, enrollments_for_month)
               next if enrollments_tax_household_for_month_empty?(enrollments_for_month, tax_household)
 
+              # if npt and mid month end date, do not include that month
+              next if insurance_policy.term_for_np && mid_month_end?(insurance_policy.end_on, month)
+
               if tax_household.is_aqhp && covered_individuals.present?
                 update_covered_individuals_end_date(covered_individuals, enrollments_for_month, tax_household)
               end
@@ -471,9 +474,9 @@ def calculate_ehb_premium_for(insurance_policy, tax_household, enrollments_for_m
           if insurance_policy.term_for_np
             end_on = insurance_policy.end_on
             next_month = calendar_month == 12 ? 1 : calendar_month + 1
-            if eom_end?(end_on, calendar_month) || mid_month_end?(end_on, next_month) || mid_month_end?(end_on, calendar_month)
-              return format('%.2f', 0.0)
-            end
+            # if npt policy ends on the last day of the month or mid month next month
+            # set to 0 as we are in the first grace period month
+            return format('%.2f', 0.0) if eom_end?(end_on, calendar_month) || mid_month_end?(end_on, next_month)
           end
 
           calender_month_begin = Date.new(insurance_policy.start_on.year, calendar_month, 1)

spec/models/insurance_policies/aca_individuals/enrollment_spec.rb

@@ -127,12 +127,6 @@
       end
     end
 
-    context 'insurance_policy term_for_np is true and mid month end date' do
-      it 'returns 0.00' do
-        expect(enrollment_npt_mid_month.pre_amt_tot_values([subscriber], 3)).to eq('0.00')
-      end
-    end
-
     context 'insurance_policy term_for_np is true and next month mid month end date' do
       it 'returns 0.00' do
         expect(enrollment_npt_mid_month.pre_amt_tot_values([subscriber], 2)).to eq('0.00')

spec/models/insurance_policies/aca_individuals/insurance_policy_spec.rb

@@ -324,13 +324,6 @@
       expect(result).to eq "0.00"
     end
 
-    it "should return 0 if on second grace period month" do
-      calendar_month = 3
-      enrollments_for_month = insurance_policy_npt_mid_month.enrollments_for_month(calendar_month, year)
-      result = insurance_policy_npt_mid_month.applied_aptc_amount_for(enrollments_for_month, calendar_month, aqhp_tax_household_3)
-      expect(result).to eq "0.00"
-    end
-
     it "should return a value if on first grace period month with EOM end date" do
       calendar_month = 5
       enrollments_for_month = insurance_policy_npt_eom.enrollments_for_month(calendar_month, year)
@@ -346,15 +339,6 @@
     end
   end
 
-  context "#fetch_aptc_tax_credit" do
-    context "when in second grace period month" do
-      let(:tax_household) { FactoryBot.create(:tax_household, is_aqhp: false) }
-      it "should return 0" do
-        expect(insurance_policy_npt_mid_month.fetch_aptc_tax_credit([enrollment_1], 3, tax_household)).to eq "0.00"
-      end
-    end
-  end
-
   context "#fetch_slcsp_premium" do
     context "when aptc is zero" do
       let(:enrollment_subscriber) { FactoryBot.build(:enrolled_member, person: subscriber_person) }
@@ -387,11 +371,6 @@
         expect(result_eom).to eq "0.00"
         expect(result_next_month_mid_month).to eq "0.00"
       end
-
-      it "should return 0 if in second grace period month" do
-        result_mid_month = insurance_policy_npt_mid_month.fetch_slcsp_premium([enrollment], 3, aqhp_tax_household, 4.0)
-        expect(result_mid_month).to eq "0.00"
-      end
     end
 
     context "when aptc is non zero" do

spec/operations/insurance_policies/aca_individuals/insurance_policies/construct_cv3_payload_spec.rb

@@ -566,6 +566,11 @@
       expect(result.success?).to be_truthy
     end
 
+    it "should not return aptc_csr_household for month after GPM for mid month npt policies" do
+      result = subject.call({ insurance_policy: npt_mid_month_insurance_policy })
+      expect(result.value![:aptc_csr_tax_households][0][:months_of_year].count).to eq 2
+    end
+
     it "should return success on mid month npt polcies" do
       result = subject.call({ insurance_policy: npt_mid_month_insurance_policy })
       expect(result.success?).to be_truthy