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Feature/alex work1 - submitting programming test/exercise. #96

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  • refactored code
  • fixed issues
  • created 22 unit tests
  • added Constants.java class
  • create javadoc

(1) changed to Java 1.8
(2) some additions for .gitignore.
(1) refactored all application classes
(2) cleaned up all the code
(3) externalized all constants inot a separate class
(4) create 22 JUnit test cases. 
(5) removed all existing test cases - they all were NOT systematic
(6) converted the application to the Java 1.8 level
(7) NOTE: the interest calculation task is understood as per this ONE
day ONLY. That is why I am using "daily rate" values in calculations.

Further TODO list:
	- convert all dollar amount from double to BigDecimal
	- create more unit tests
	- design and implement nightly batch process - to calculate daily
interest, etc.
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