This tool needs is to determine if investors have enough of the financial resources to be a serious investor.
The requirements identified include the following: Investors must have enough assets; Investors will
need to have low enough debt; Investors will need to have income to be a serious investor.
Using these four pieces of information, calculateInvestorRanking will return an "investor score" based on the following rules:
- If the prospective investor's debts are greater than their assets then the investor score is 0 because this investor is clearly broke.
- If the difference between the investor's assets and the investor's debts (assets-debts)
is less than the investment amount then the investor score is 0 because, while this investor isn't broke, they clearly don't have the financial assets to make this kind of investment. - After subtracting debts and the proposed investment from assets, the investor
needs money to live on. If the balance of their assets (total assets - total debts - proposed investment) is greater than annual income, the investor score would be (total assets - total debts - proposed investment).