diff --git a/src/Concerns/ManagesPaymentMethods.php b/src/Concerns/ManagesPaymentMethods.php
index 85bb4ae4..94d8ebfe 100644
--- a/src/Concerns/ManagesPaymentMethods.php
+++ b/src/Concerns/ManagesPaymentMethods.php
@@ -49,6 +49,23 @@ public function hasDefaultPaymentMethod()
         return (bool) $this->pm_type;
     }
 
+    /**
+     * Determines if the customer currently has a valid default payment method.
+     *
+     * @return bool
+     */
+    public function hasValidDefaultPaymentMethod()
+    {
+        $paymentMethod = $this->defaultPaymentMethod();
+
+        // Return false if the payment method is null
+        if ($paymentMethod === null) {
+            return false;
+        }
+
+        return ($this->resolveStripePaymentMethod($paymentMethod->id)=== null);
+    }
+
     /**
      * Determines if the customer currently has at least one payment method of an optional type.
      *
diff --git a/tests/Feature/PaymentMethodsTest.php b/tests/Feature/PaymentMethodsTest.php
index 97a4a054..bbbbc975 100644
--- a/tests/Feature/PaymentMethodsTest.php
+++ b/tests/Feature/PaymentMethodsTest.php
@@ -95,6 +95,7 @@ public function test_we_can_delete_the_default_payment_method()
         $this->assertCount(1, $user->paymentMethods());
         $this->assertTrue($user->hasPaymentMethod());
         $this->assertTrue($user->hasDefaultPaymentMethod());
+        $this->assertTrue($user->hasValidDefaultPaymentMethod());
 
         $user->deletePaymentMethod($paymentMethod->asStripePaymentMethod());
 
@@ -104,6 +105,7 @@ public function test_we_can_delete_the_default_payment_method()
         $this->assertNull($user->pm_last_four);
         $this->assertFalse($user->hasPaymentMethod());
         $this->assertFalse($user->hasDefaultPaymentMethod());
+        $this->assertFalse($user->hasValidDefaultPaymentMethod());
     }
 
     public function test_we_can_set_a_default_payment_method()
@@ -117,6 +119,7 @@ public function test_we_can_set_a_default_payment_method()
         $this->assertEquals('visa', $paymentMethod->card->brand);
         $this->assertEquals('4242', $paymentMethod->card->last4);
         $this->assertTrue($user->hasDefaultPaymentMethod());
+        $this->assertTrue($user->hasValidDefaultPaymentMethod());
 
         $paymentMethod = $user->defaultPaymentMethod();
 
diff --git a/tests/Unit/CustomerTest.php b/tests/Unit/CustomerTest.php
index eb60f3ff..8e95307d 100644
--- a/tests/Unit/CustomerTest.php
+++ b/tests/Unit/CustomerTest.php
@@ -46,6 +46,7 @@ public function test_we_can_determine_if_it_has_a_payment_method()
         $user = new User;
 
         $this->assertFalse($user->hasDefaultPaymentMethod());
+        $this->assertFalse($user->hasValidDefaultPaymentMethod());
     }
 
     public function test_default_payment_method_returns_null_when_the_user_is_not_a_customer_yet()