Home

Welcome to the digitalCurrency wiki!

The attributes of cash. Exceptions: with hygiene. Without volume, weight or the need for physical transport.

0 the attributes of physical cash 1 User focus groups https://www.ecb.europa.eu/press/key/date/2022/html/ecb.sp220615~0b859eb8bc.en.html Kantar Public (2022), Study on New Digital Payment Methods, March. The focus groups suggested that people see the ability to “pay anywhere” as the most important feature of a new digital payment instrument. This emerged in all countries and age groups. Instant, easy, contactless payments, especially for person-to-person payments, were the second-most valued feature. Lastly, participants in the focus groups would like to see a solution that would allow instant person-to-person payments regardless of the platform used by the payers and payees.
to achieve a universal, instant (including peer-to-peer), and platform agnostic solution infers that the solution-

• meets the lowest digital common denominator.
• resolves the question of change at a User level.

the lowest digital common denominator appears to be standard mobile phone and SMS

2 futureproof - what is the need for an interoperable standard to apply to all CBDC solutions? How often can a CBDC be implemented within one country?

Currency domain web notes at http://argonit.net/digitalCurrency.html