income plus Microfinance Management is a lightweight, yet powerful software solution for small microfinance institutions. It uses web technologies like PHP, MySQL, JavaScript (with jQuery), and CSS.
income plus was initially developed for Luweero Diocese SACCO (Savings and Credit Cooperative) of the Anglican Luweero Diocese in Uganda. Typically, customers of such SACCOs will have to buy shares to become members of the society. These members will then hold both a savings and a loans account with the financial institution.
The development of income plus Microfinance Management was funded by Christian Services International (Stuttgart, Germany).
- Customer management
- Share account management
- Savings account management
- Loan management
- Employee management
- Reporting
- Accounting
As income plus is fully based on web technology, it requires a PHP-capable webserver and a MySQL database. For testing purposes, using XAMPP is recommended.
To connect to the test database included in this repository (mangoo.sql), the required configuration is as follows. Server: 127.0.0.1 / Database user: root / Database password: '' (empty password). These are the current default settings included in ./config/config.php. They should only be used for test installations. Make sure to change database user and password for any productive environment! It is also highly recommended to change the password pepper in each new installation by editing ./config/pepper.php.
The default login for the program GUI is: Username: admin Password: password
This software is licensed under the GNU General Public License 3.0, a copy of which can be found in the LICENSE file.