diff --git a/lib/recurly/google-pay/google-pay.js b/lib/recurly/google-pay/google-pay.js
index 76e371692..39ef69c35 100644
--- a/lib/recurly/google-pay/google-pay.js
+++ b/lib/recurly/google-pay/google-pay.js
@@ -126,7 +126,15 @@ const getGoogleInfoFromMerchantInfo = ({ recurlyMerchantInfo, options }) => {
     },
   };
 
-  return { gatewayCode, environment, isReadyToPayRequest, paymentDataRequest };
+  return {
+    gatewayCode,
+    environment,
+    isReadyToPayRequest: {
+      ...isReadyToPayRequest,
+      ...(options.existingPaymentMethodRequired === true && { existingPaymentMethodRequired: true }),
+    },
+    paymentDataRequest,
+  };
 };
 
 const buildPaymentDataRequest = ({ recurly, options }) => {
diff --git a/lib/recurly/google-pay/pay-with-google.js b/lib/recurly/google-pay/pay-with-google.js
index a29100cb8..54bf4475c 100644
--- a/lib/recurly/google-pay/pay-with-google.js
+++ b/lib/recurly/google-pay/pay-with-google.js
@@ -77,8 +77,8 @@ const payWithGoogle = ({ paymentOptions, isReadyToPayRequest, paymentDataRequest
     .catch(err => {
       throw recurlyError('google-pay-init-error', { err });
     })
-    .then(({ result: isReadyToPay }) => {
-      if (!isReadyToPay) {
+    .then(({ result: isReadyToPay, paymentMethodPresent }) => {
+      if (!isReadyToPay || paymentMethodPresent === false) {
         throw recurlyError('google-pay-not-available');
       }
 
diff --git a/test/unit/google-pay/google-pay.test.js b/test/unit/google-pay/google-pay.test.js
index 0f9f473ae..aee9d9b13 100644
--- a/test/unit/google-pay/google-pay.test.js
+++ b/test/unit/google-pay/google-pay.test.js
@@ -545,27 +545,65 @@ describe(`Google Pay`, function () {
     });
 
     context('when cannot proceed with the pay-with-google', function () {
-      beforeEach(function () {
-        this.stubGoogleAPIOpts.isReadyToPay = Promise.resolve({ result: false });
-        this.stubRequestAndGoogleApi();
-      });
+      context('when the GooglePay is not available', function () {
+        beforeEach(function () {
+          this.stubGoogleAPIOpts.isReadyToPay = Promise.resolve({ result: false });
+          this.stubRequestAndGoogleApi();
+        });
 
-      it('emits the same error the pay-with-google throws', function (done) {
-        const result = googlePay(this.recurly, this.googlePayOpts);
+        it('emits the same error the pay-with-google throws', function (done) {
+          const result = googlePay(this.recurly, this.googlePayOpts);
 
-        result.on('error', (err) => assertDone(done, () => {
-          assert.ok(err);
-          assert.equal(err.code, 'google-pay-not-available');
-          assert.equal(err.message, 'Google Pay is not available');
-        }));
+          result.on('error', (err) => assertDone(done, () => {
+            assert.ok(err);
+            assert.equal(err.code, 'google-pay-not-available');
+            assert.equal(err.message, 'Google Pay is not available');
+          }));
+        });
+
+        it('do not emit any token nor the on ready event', function (done) {
+          const result = googlePay(this.recurly, this.googlePayOpts);
+
+          result.on('ready', () => done(new Error('expected to not emit a ready event')));
+          result.on('token', () => done(new Error('expected to not emit a token event')));
+          nextTick(done);
+        });
       });
 
-      it('do not emit any token nor the on ready event', function (done) {
-        const result = googlePay(this.recurly, this.googlePayOpts);
+      context('when the GooglePay is available but does not support user cards', function () {
+        beforeEach(function () {
+          this.googlePayOpts.existingPaymentMethodRequired = true;
+          this.stubGoogleAPIOpts.isReadyToPay = Promise.resolve({ result: true, paymentMethodPresent: false });
+          this.stubRequestAndGoogleApi();
+        });
+
+        it('initiates pay-with-google with the expected Google Pay Configuration', function (done) {
+          googlePay(this.recurly, this.googlePayOpts);
+
+          nextTick(() => assertDone(done, () => {
+            assert.equal(window.google.payments.api.PaymentsClient.called, true);
+            const isReadyToPayRequest = window.google.payments.api.PaymentsClient.prototype.isReadyToPay.getCall(0).args[0];
+            assert.equal(isReadyToPayRequest.existingPaymentMethodRequired, true);
+          }));
+        });
+
+        it('emits the same error the pay-with-google throws', function (done) {
+          const result = googlePay(this.recurly, this.googlePayOpts);
+
+          result.on('error', (err) => assertDone(done, () => {
+            assert.ok(err);
+            assert.equal(err.code, 'google-pay-not-available');
+            assert.equal(err.message, 'Google Pay is not available');
+          }));
+        });
 
-        result.on('ready', () => done(new Error('expected to not emit a ready event')));
-        result.on('token', () => done(new Error('expected to not emit a token event')));
-        nextTick(done);
+        it('do not emit any token nor the on ready event', function (done) {
+          const result = googlePay(this.recurly, this.googlePayOpts);
+
+          result.on('ready', () => done(new Error('expected to not emit a ready event')));
+          result.on('token', () => done(new Error('expected to not emit a token event')));
+          nextTick(done);
+        });
       });
     });
 
diff --git a/types/lib/google-pay/index.d.ts b/types/lib/google-pay/index.d.ts
index da2441168..ed09f6083 100644
--- a/types/lib/google-pay/index.d.ts
+++ b/types/lib/google-pay/index.d.ts
@@ -58,6 +58,13 @@ export type GooglePayOptions = {
     [key: string]: any
   };
 
+  /**
+   * If set to true, then the Google Pay button will not be rendered and an error will be emitted if the user
+   * is not eligible to pay with Google Pay.
+   * See https://developers.google.com/pay/api/web/reference/request-objects#IsReadyToPayRequest for more information.
+   */
+  existingPaymentMethodRequired?: boolean;
+
   /**
    * Requires the user to accept providing the full billing address.
    * @deprecated use billingAddressRequired