privacy.templ

package website

templ privacyPolicy() {
	<section class="max-w-3xl mx-auto prose md:prose-lg lg:prose-xl xl:prose-2xl">
		<h1>Privacy Policy</h1>
		<p>
			Your privacy is important to us. It is Verifa's policy to respect your privacy and comply with any
			applicable law and regulation regarding any personal information we may collect about you,
			including across our website, <a href="https://verifa.io">https://verifa.io</a>, and other sites
			we own and operate.
		</p>
		<p>
			Personal information is any information about you which can be used to identify you. This includes
			information about you as a person (such as name, address, and date of birth), your devices,
			payment details, and even information about how you use a website or online service.
		</p>
		<p>
			In the event our site contains links to third-party sites and services, please be aware that those
			sites and services have their own privacy policies. After following a link to any third-party
			content, you should read their posted privacy policy information about how they collect and use
			personal information. This Privacy Policy does not apply to any of your activities after you leave
			our site.
		</p>
		<p>This policy is effective as of 7 February 2022.</p>
		<p>Last updated: 8 June 2022</p>
		<h2>Information We Collect</h2>
		<p>
			Information we collect falls into one of two categories: 'voluntarily provided' information and
			'automatically collected' information.
		</p>
		<p>
			'Voluntarily provided' information refers to any information you knowingly and actively provide us
			when using or participating in any of our services and promotions.
		</p>
		<p>
			'Automatically collected' information refers to any information automatically sent by your devices
			in the course of accessing our products and services.
		</p>
		<h3>Log Data</h3>
		<p>
			When you visit our website, our servers may automatically log the standard data provided by your
			web browser. It may include your device’s Internet Protocol (IP) address, your browser type and
			version, the pages you visit, the time and date of your visit, the time spent on each page, and
			other details about your visit.
		</p>
		<p>
			Additionally, if you encounter certain errors while using the site, we may automatically collect
			data about the error and the circumstances surrounding its occurrence. This data may include
			technical details about your device, what you were trying to do when the error happened, and other
			technical information relating to the problem. You may or may not receive notice of such errors,
			even in the moment they occur, that they have occurred, or what the nature of the error is.
		</p>
		<p>
			Please be aware that while this information may not be personally identifying by itself, it may be
			possible to combine it with other data to personally identify individual persons.
		</p>
		<h3>Device Data</h3>
		<p>
			When you visit our website or interact with our services, we may automatically collect data about
			your device, such as:
		</p>
		<ul>
			<li>Device Type</li>
			<li>Operating System</li>
			<li>Geo-location data</li>
		</ul>
		<p>
			Data we collect can depend on the individual settings of your device and software. We recommend
			checking the policies of your device manufacturer or software provider to learn what information
			they make available to us.
		</p>
		<h3>Personal Information</h3>
		<p>
			We may ask for personal information — for example, when you subscribe to our newsletter or when
			you contact us — which may include one or more of the following:
		</p>
		<ul>
			<li>Name</li>
			<li>Email</li>
			<li>City</li>
		</ul>
		<h3>Legitimate Reasons for Processing Your Personal Information</h3>
		<p>
			We only collect and use your personal information when we have a legitimate reason for doing so.
			In which instance we only collect personal information that is reasonably necessary to provide our
			services to you.
		</p>
		<h3>Collection and Use of Information</h3>
		<p>We may collect personal information from you when you do any of the following on our website:</p>
		<ul>
			<li>Sign up to receive updates from us via email or social media channels</li>
			<li>Use a mobile device or web browser to access our content</li>
			<li>Contact us via email, social media, or on any similar technologies</li>
			<li>When you mention us on social media</li>
		</ul>
		<p>
			We may collect, hold, use and disclose information for the following purposes, and personal
			information will not be further processed in a manner that is incompatible with these purposes:
		</p>
		<ul>
			<li>To provide you with our platform's core features and services</li>
			<li>To contact and communicate with you</li>
			<li>For advertising and marketing, including to send you promotional information about our products and services and information about third parties that we consider may be of interest to you</li>
			<li>To consider your employment application</li>
		</ul>
		<p>
			We may combine voluntarily provided and automatically collected personal information with general
			information or research data we receive from other trusted sources. For example, Our marketing and
			market research activities may uncover data and insights, which we may combine with information
			about how visitors use our site to improve our site and your experience on it.
		</p>
		<h3>Security of Your Personal Information</h3>
		<p>
			When we collect and process personal information, and while we retain this information, we will
			protect it within commercially acceptable means to prevent loss and theft, as well as unauthorised
			access, disclosure, copying, use or modification.
		</p>
		<p>
			Although we will do our best to protect the personal information you provide to us, we advise that
			no method of electronic transmission or storage is 100% secure and no one can guarantee absolute
			data security.
		</p>
		<p>
			You are responsible for selecting any password and its overall security strength, ensuring the
			security of your own information within the bounds of our services. For example, ensuring you do
			not make your personal information publicly available via our platform.
		</p>
		<h3>How Long We Keep Your Personal Information</h3>
		<p>
			We keep your personal information only for as long as we need to. This time period may depend on
			what we are using your information for, in accordance with this privacy policy. For example, if
			you have provided us with personal information such as an email address when contacting us about a
			specific enquiry, we may retain this information for the duration of your enquiry remaining open
			as well as for our own records so we may effectively address similar enquiries in future. If your
			personal information is no longer required for this purpose, we will delete it or make it
			anonymous by removing all details that identify you.
		</p>
		<p>
			However, if necessary, we may retain your personal information for our compliance with a legal,
			accounting, or reporting obligation or for archiving purposes in the public interest, scientific,
			or historical research purposes or statistical purposes.
		</p>
		<h3>Children’s Privacy</h3>
		<p>
			We do not aim any of our products or services directly at children under the age of 13 and we do
			not knowingly collect personal information about children under 13.
		</p>
		<h3>Disclosure of Personal Information to Third Parties</h3>
		<p>We may disclose personal information to:</p>
		<ul>
			<li>a parent, subsidiary or affiliate of our company</li>
			<li>
				third-party service providers for the purpose of enabling them to provide their services
				including (without limitation) IT service providers, data storage, hosting and server providers,
				analytics, error loggers, debt collectors, maintenance or problem-solving providers, marketing
				providers, professional advisors, and payment systems operators
			</li>
			<li>our employees, contractors, and/or related entities</li>
			<li>our existing or potential agents or business partners</li>
			<li>
				credit reporting agencies, courts, tribunals, and regulatory authorities, in the event you fail
				to pay for goods or services we have provided to you
			</li>
			<li>
				courts, tribunals, regulatory authorities, and law enforcement officers, as required by law, in
				connection with any actual or prospective legal proceedings, or in order to establish, exercise,
				or defend our legal rights
			</li>
			<li>
				third parties, including agents or sub-contractors who assist us in providing information,
				products, services, or direct marketing to you
			</li>
			<li>third parties to collect and process data</li>
			<li>
				an entity that buys, or to which we transfer all or substantially all of our assets and business
			</li>
		</ul>
		<p>Third parties we currently use include:</p>
		<ul>
			<li>Ubersuggest</li>
			<li>MailChimp</li>
			<li>Usebasin</li>
			<li>Plausible</li>
			<li>ahrefs</li>
			<li>Notion</li>
			<li>Zapier</li>
		</ul>
		<h3>Your Rights and Controlling Your Personal Information</h3>
		<p>
			<strong>Your choice:</strong> By providing personal information to us, you understand we will collect,
			hold, use, and disclose your personal information in accordance with this privacy policy. You do not
			have to provide personal information to us, however, if you do not, it may affect your use of our website
			or the products and/or services offered on or through it.
		</p>
		<p>
			<strong>Information from third parties:</strong> If we receive personal information about you from
			a third party, we will protect it as set out in this privacy policy. If you are a third party providing
			personal information about somebody else, you represent and warrant that you have such person’s consent
			to provide the personal information to us.
		</p>
		<p>
			<strong>Marketing permission:</strong> If you have previously agreed to us using your personal information for
			direct marketing purposes, you may change your mind at any time by contacting us using the details below.
		</p>
		<p>
			<strong>Access:</strong> You may request details of the personal information that we hold about you.
		</p>
		<p>
			<strong>Correction:</strong> If you believe that any information we hold about you is inaccurate, out
			of date, incomplete, irrelevant, or misleading, please contact us using the details provided in this
			privacy policy. We will take reasonable steps to correct any information found to be inaccurate, incomplete,
			misleading, or out of date.
		</p>
		<p>
			<strong>Non-discrimination:</strong> We will not discriminate against you for exercising any of your
			rights over your personal information. Unless your personal information is required to provide you
			with a particular service or offer (for example providing user support), we will not deny you goods
			or services and/or charge you different prices or rates for goods or services, including through granting
			discounts or other benefits, or imposing penalties, or provide you with a different level or quality
			of goods or services.
		</p>
		<p>
			<strong>Notification of data breaches:</strong> We will comply with laws applicable to us in respect
			of any data breach.
		</p>
		<p>
			<strong>Complaints:</strong> If you believe that we have breached a relevant data protection law and
			wish to make a complaint, please contact us using the details below and provide us with full details
			of the alleged breach. We will promptly investigate your complaint and respond to you, in writing,
			setting out the outcome of our investigation and the steps we will take to deal with your complaint.
			You also have the right to contact a regulatory body or data protection authority in relation to your
			complaint.
		</p>
		<p>
			<strong>Unsubscribe:</strong> To unsubscribe from our email database or opt-out of communications (including
			marketing communications), please contact us using the details provided in this privacy policy, or
			opt-out using the opt-out facilities provided in the communication. We may need to request specific
			information from you to help us confirm your identity.
		</p>
		<h3>Use of Cookies</h3>
		<p>
			We do not use 'cookies' to collect information about you and your activity across our site. We use Plausible, a privacy friendly analytics tool to track usage of our website. Plausible Analytics is carried out absolutely anonymously, cookies are not set,and no personal data is collected.
		</p>
		<h3>Business Transfers</h3>
		<p>
			If we or our assets are acquired, or in the unlikely event that we go out of business or enter
			bankruptcy, we would include data, including your personal information, among the assets
			transferred to any parties who acquire us. You acknowledge that such transfers may occur, and that
			any parties who acquire us may, to the extent permitted by applicable law, continue to use your
			personal information according to this policy, which they will be required to assume as it is the
			basis for any ownership or use rights we have over such information.
		</p>
		<h3>Limits of Our Policy</h3>
		<p>
			Our website may link to external sites that are not operated by us. Please be aware that we have
			no control over the content and policies of those sites, and cannot accept responsibility or
			liability for their respective privacy practices.
		</p>
		<h3>Changes to This Policy</h3>
		<p>
			At our discretion, we may change our privacy policy to reflect updates to our business processes,
			current acceptable practices, or legislative or regulatory changes. If we decide to change this
			privacy policy, we will post the changes here at the same link by which you are accessing this
			privacy policy.
		</p>
		<p>
			If required by law, we will get your permission or give you the opportunity to opt in to or opt
			out of, as applicable, any new uses of your personal information.
		</p>
		<h3>Additional Disclosures for General Data Protection Regulation (GDPR) Compliance (EU)</h3>
		<h3>Data Controller / Data Processor</h3>
		<p>
			The GDPR distinguishes between organisations that process personal information for their own
			purposes (known as “data controllers”) and organizations that process personal information on
			behalf of other organizations (known as “data processors”). We, Verifa, located at the address
			provided in our Contact Us section, are a Data Controller with respect to the personal information
			you provide to us.
		</p>
		<h3>Legal Bases for Processing Your Personal Information</h3>
		<p>
			We will only collect and use your personal information when we have a legal right to do so. In
			which case, we will collect and use your personal information lawfully, fairly and in a
			transparent manner. If we seek your consent to process your personal information, and you are
			under 16 years of age, we will seek your parent or legal guardian’s consent to process your
			personal information for that specific purpose.
		</p>
		<p>
			Our lawful bases depend on the services you use and how you use them. This means we only collect
			and use your information on the following grounds:
		</p>
		<h4>Consent From You</h4>
		<p>
			Where you give us consent to collect and use your personal information for a specific purpose. You
			may withdraw your consent at any time using the facilities we provide; however this will not
			affect any use of your information that has already taken place. You may consent to providing your
			email address for the purpose of receiving marketing emails from us. While you may unsubscribe at
			any time, we cannot recall any email we have already sent. If you have any further enquiries about
			how to withdraw your consent, please feel free to enquire using the details provided in the
			Contact Us section of this privacy policy.
		</p>
		<h4>Performance of a Contract or Transaction</h4>
		<p>
			Where you have entered into a contract or transaction with us, or in order to take preparatory
			steps prior to our entering into a contract or transaction with you. For example, if you contact
			us with an enquiry, we may require personal information such as your name and contact details in
			order to respond.
		</p>
		<h4>Our Legitimate Interests</h4>
		<p>
			Where we assess it is necessary for our legitimate interests, such as for us to provide, operate,
			improve and communicate our services. We consider our legitimate interests to include research and
			development, understanding our audience, marketing and promoting our services, measures taken to
			operate our services efficiently, marketing analysis, and measures taken to protect our legal
			rights and interests.
		</p>
		<h4>Compliance with Law</h4>
		<p>
			In some cases, we may have a legal obligation to use or keep your personal information. Such cases
			may include (but are not limited to) court orders, criminal investigations, government requests,
			and regulatory obligations. If you have any further enquiries about how we retain personal
			information in order to comply with the law, please feel free to enquire using the details
			provided in the Contact Us section of this privacy policy.
		</p>
		<h3>International Transfers Outside of the European Economic Area (EEA)</h3>
		<p>
			We will ensure that any transfer of personal information from countries in the European Economic
			Area (EEA) to countries outside the EEA will be protected by appropriate safeguards, for example
			by using standard data protection clauses approved by the European Commission, or the use of
			binding corporate rules or other legally accepted means.
		</p>
		<h3>Your Rights and Controlling Your Personal Information</h3>
		<p>
			<strong>Restrict:</strong> You have the right to request that we restrict the processing of your personal
			information if (i) you are concerned about the accuracy of your personal information; (ii) you believe
			your personal information has been unlawfully processed; (iii) you need us to maintain the personal
			information solely for the purpose of a legal claim; or (iv) we are in the process of considering your
			objection in relation to processing on the basis of legitimate interests.
		</p>
		<p>
			<strong>Objecting to processing:</strong> You have the right to object to processing of your personal
			information that is based on our legitimate interests or public interest. If this is done, we must
			provide compelling legitimate grounds for the processing which overrides your interests, rights, and
			freedoms, in order to proceed with the processing of your personal information.
		</p>
		<p>
			<strong>Data portability:</strong> You may have the right to request a copy of the personal information
			we hold about you. Where possible, we will provide this information in CSV format or other easily readable
			machine format. You may also have the right to request that we transfer this personal information to
			a third party.
		</p>
		<p>
			<strong>Deletion:</strong> You may have a right to request that we delete the personal information
			we hold about you at any time, and we will take reasonable steps to delete your personal information
			from our current records. If you ask us to delete your personal information, we will let you know how
			the deletion affects your use of our website or products and services. There may be exceptions to this
			right for specific legal reasons which, if applicable, we will set out for you in response to your
			request. If you terminate or delete your account, we will delete your personal information within 60
			days of the deletion of your account. Please be aware that search engines and similar third parties
			may still retain copies of your personal information that has been made public at least once, like
			certain profile information and public comments, even after you have deleted the information from our
			services or deactivated your account.
		</p>
		<h3>Contact Us</h3>
		<p>
			For any questions or concerns regarding your privacy, you may contact us using the following
			details:
		</p>
		<p>
			Verifa Oy
			<br/>
			info@verifa.io
		</p>
	</section>
}

templ acceptableUsePolicy() {
	<section class="max-w-3xl mx-auto prose md:prose-lg lg:prose-xl xl:prose-2xl">
		<h1>Acceptable Use Policy</h1>
		<p>
			This acceptable use policy covers the products, services, and technologies (collectively referred
			to as the “Products”) provided by Verifa under any ongoing agreement. It’s designed to protect us,
			our customers and the general Internet community from unethical, irresponsible and illegal
			activity.
		</p>
		<p>
			Verifa customers found engaging in activities prohibited by this acceptable use policy can be
			liable for service suspension and account termination. In extreme cases, we may be legally obliged
			to report such customers to the relevant authorities.
		</p>
		<p>This policy was last reviewed on 7 February 2022.</p>
		<h3>Fair use</h3>
		<p>
			We provide our facilities with the assumption your use will be “business as usual”, as per our
			offer schedule. If your use is considered to be excessive, then additional fees may be charged or
			capacity may be restricted.
		</p>
		<p>
			We are opposed to all forms of abuse, discrimination, rights infringement and/or any action that
			ha2ms or disadvantages any group, individual or resource. We expect our customers and, whe2e
			applicable, their users (“end-users”) to likewise engage our Products with similar intent.
		</p>
		<h3>Customer accountability</h3>
		<p>
			We regard our customers as being responsible for their own actions as well as for the actions of
			anyone using our Products with the customer’s permission. This responsibility also applies to
			anyone using our Products on an unauthorised basis as a result of the customer’s failure to put in
			place reasonable security measures.
		</p>
		<p>
			By accepting Products from us, our customers agree to ensure adherence to this policy on behalf of
			anyone using the Products as their end users. Complaints regarding the actions of customers or
			their end-users will be forwarded to the nominated contact for the account in question.
		</p>
		<p>
			If a customer — or their end-user or anyone using our Products as a result of the customer —
			violates our acceptable use policy, we reserve the right to terminate any Products associated with
			the offending account or the account itself or take any remedial or preventative action we deem
			appropriate without notice. To the extent permitted by law, no credit will be available for
			interruptions of service resulting from any violation of our acceptable use policy.
		</p>
		<h3>Prohibited activity</h3>
		<h3>Copyright infringement and access to unauthorised material</h3>
		<p>
			Our Products must not be used to transmit, distribute or store any material in violation of any
			applicable law. This includes but isn’t limited to:
		</p>
		<ol type="i">
			<li>
				any material protected by copyright, trademark, trade secret or other intellectual property
				right used without proper authorization, and
			</li>
			<li>
				any material that is obscene, defamatory, constitutes an illegal threat or violates export
				control laws.
			</li>
		</ol>
		<p>
			The customer is solely responsible for all material they input, upload, disseminate, transmit,
			create or publish through or on our Products, and for obtaining legal permission to use any works
			included in such material.
		</p>
		<h3>SPAM and unauthorised message activity</h3>
		<p>
			Our Products must not be used for the purpose of sending unsolicited bulk or commercial messages
			in violation of the laws and regulations applicable to your jurisdiction (“spam”). This includes
			but isn’t limited to sending spam, soliciting customers from spam sent from other service
			providers, and collecting replies to spam sent from other service providers.
		</p>
		<p>
			Our Products must not be used for the purpose of running unconfirmed mailing lists or telephone
			number lists (“messaging lists”). This includes but isn’t limited to subscribing email addresses
			or telephone numbers to any messaging list without the permission of the email address or
			telephone number owner, and storing any email addresses or telephone numbers subscribed in this
			way. All messaging lists run on or hosted by our Products must be “confirmed opt-in”. Verification
			of the address or telephone number owner’s express permission must be available for the lifespan
			of the messaging list.
		</p>
		<p>
			We prohibit the use of email lists, telephone number lists or databases purchased from third
			parties intended for spam or unconfirmed messaging list purposes on our Products.
		</p>
		<p>
			This spam and unauthorised message activity policy applies to messages sent using our Products, or
			to messages sent from any network by the customer or any person on the customer’s behalf, that
			directly or indirectly refer the recipient to a site hosted via our Products.
		</p>
		<h3>Unethical, exploitative, and malicious activity</h3>
		<p>
			Our Products must not be used for the purpose of advertising, transmitting or otherwise making
			available any software, program, product or service designed to violate this acceptable use
			policy, or the acceptable use policy of other service providers. This includes but isn’t limited
			to facilitating the means to send spam and the initiation of network sniffing, pinging, packet
			spoofing, flooding, mail-bombing and denial-of-service attacks.
		</p>
		<p>
			Our Products must not be used to access any account or electronic resource where the group or
			individual attempting to gain access does not own or is not authorised to access the resource
			(e.g. “hacking”, “cracking”, “phreaking”, etc.).
		</p>
		<p>
			Our Products must not be used for the purpose of intentionally or recklessly introducing viruses
			or malicious code into our Products and systems.
		</p>
		<p>
			Our Products must not be used for purposely engaging in activities designed to harass another
			group or individual. Our definition of harassment includes but is not limited to denial-of-service
			attacks, hate-speech, advocacy of racial or ethnic intolerance, and any activity intended to
			threaten, abuse, infringe upon the rights of or discriminate against any group or individual.
		</p>
		<p>Other activities considered unethical, exploitative and malicious include:</p>
		<ol>
			<li>Obtaining (or attempting to obtain) services from us with the intent to avoid payment;</li>
			<li>
				Using our facilities to obtain (or attempt to obtain) services from another provider with the
				intent to avoid payment;
			</li>
			<li>
				The unauthorised access, alteration or destruction (or any attempt thereof) of any information
				about our customers or end-users, by any means or device;
			</li>
			<li>
				Using our facilities to interfere with the use of our facilities and network by other customers
				or authorised individuals;
			</li>
			<li>
				Publishing or transmitting any content of links that incite violence, depict a violent act,
				depict child pornography or threaten anyone’s health and safety;
			</li>
			<li>Any act or omission in violation of consumer protection laws and regulations;</li>
			<li>Any violation of a person’s privacy.</li>
		</ol>
		<p>
			Our Products may not be used by any person or entity, which is involved with or suspected of
			involvement in activities or causes relating to illegal gambling; terrorism; narcotics
			trafficking; arms trafficking or the proliferation, development, design, manufacture, production,
			stockpiling, or use of nuclear, chemical or biological weapons, weapons of mass destruction, or
			missiles; in each case including any affiliation with others whatsoever who support the above such
			activities or causes.
		</p>
		<h3>Unauthorised use of Verifa property</h3>
		<p>
			We prohibit the impersonation of Verifa, the representation of a significant business relationship
			with Verifa, or ownership of any Verifa property (including our Products and brand) for the
			purpose of fraudulently gaining service, custom, patronage or user trust.
		</p>
		<h3>About this policy</h3>
		<p>
			This policy outlines a non-exclusive list of activities and intent we deem unacceptable and
			incompatible with our brand.
		</p>
		<p>
			We reserve the right to modify this policy at any time by publishing the revised version on our
			website. The revised version will be effective from the earlier of:
		</p>
		<ul>
			<li>
				the date the customer uses our Products after we publish the revised version on our website; or
			</li>
			<li>30 days after we publish the revised version on our website.</li>
		</ul>
	</section>
}

templ termsOfService() {
	<section class="max-w-3xl mx-auto prose md:prose-lg lg:prose-xl xl:prose-2xl">
		<h1>Terms of Service</h1>
		<p>
			These Terms of Service govern your use of the website located at <a href="https://verifa.io">https://verifa.io</a>
			and any related services provided by Verifa.
		</p>
		<p>
			By accessing <a href="https://verifa.io">https://verifa.io</a>, you agree to abide by these Terms
			of Service and to comply with all applicable laws and regulations. If you do not agree with these
			Terms of Service, you are prohibited from using or accessing this website or using any other
			services provided by Verifa.
		</p>
		<p>
			We, Verifa, reserve the right to review and amend any of these Terms of Service at our sole
			discretion. Upon doing so, we will update this page. Any changes to these Terms of Service will
			take effect immediately from the date of publication.
		</p>
		<p>These Terms of Service were last updated on 7 February 2022.</p>
		<h3>Limitations of Use</h3>
		<p>
			By using this website, you warrant on behalf of yourself, your users, and other parties you
			represent that you will not:
		</p>
		<ol>
			<li>
				modify, copy, prepare derivative works of, decompile, or reverse engineer any materials and
				software contained on this website;
			</li>
			<li>
				remove any copyright or other proprietary notations from any materials and software on this
				website;
			</li>
			<li>transfer the materials to another person or “mirror” the materials on any other server;</li>
			<li>
				knowingly or negligently use this website or any of its associated services in a way that abuses
				or disrupts our networks or any other service Verifa provides;
			</li>
			<li>
				use this website or its associated services to transmit or publish any harassing, indecent,
				obscene, fraudulent, or unlawful material;
			</li>
			<li>
				use this website or its associated services in violation of any applicable laws or regulations;
			</li>
			<li>use this website in conjunction with sending unauthorised advertising or spam;</li>
			<li>harvest, collect or gather user data without the user’s consent; or</li>
			<li>
				use this website or its associated services in such a way that may infringe the privacy,
				intellectual property rights, or other rights of third parties.
			</li>
		</ol>
		<h3>Intellectual Property</h3>
		<p>
			The intellectual property in the materials contained in this website are owned by or licensed to
			Verifa and are protected by applicable copyright and trademark law. We grant our users permission
			to download one copy of the materials for personal, non-commercial transitory use.
		</p>
		<p>
			This constitutes the grant of a license, not a transfer of title. This license shall automatically
			terminate if you violate any of these restrictions or the Terms of Service, and may be terminated
			by Verifa at any time.
		</p>
		<h3>Liability</h3>
		<p>
			Our website and the materials on our website are provided on an 'as is' basis. To the extent
			permitted by law, Verifa makes no warranties, expressed or implied, and hereby disclaims and
			negates all other warranties including, without limitation, implied warranties or conditions of
			merchantability, fitness for a particular purpose, or non-infringement of intellectual property,
			or other violation of rights.
		</p>
		<p>
			In no event shall Verifa or its suppliers be liable for any consequential loss suffered or
			incurred by you or any third party arising from the use or inability to use this website or the
			materials on this website, even if Verifa or an authorised representative has been notified,
			orally or in writing, of the possibility of such damage.
		</p>
		<p>
			In the context of this agreement, “consequential loss” includes any consequential loss, indirect
			loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss
			of goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or
			corruption of data, whether under statute, contract, equity, tort (including negligence),
			indemnity or otherwise.
		</p>
		<p>
			Because some jurisdictions do not allow limitations on implied warranties, or limitations of
			liability for consequential or incidental damages, these limitations may not apply to you.
		</p>
		<h3>Accuracy of Materials</h3>
		<p>
			The materials appearing on our website are not comprehensive and are for general information
			purposes only. Verifa does not warrant or make any representations concerning the accuracy, likely
			results, or reliability of the use of the materials on this website, or otherwise relating to such
			materials or on any resources linked to this website.
		</p>
		<h3>Links</h3>
		<p>
			Verifa has not reviewed all of the sites linked to its website and is not responsible for the
			contents of any such linked site. The inclusion of any link does not imply endorsement, approval
			or control by Verifa of the site. Use of any such linked site is at your own risk and we strongly
			advise you make your own investigations with respect to the suitability of those sites.
		</p>
		<h3>Right to Terminate</h3>
		<p>
			We may suspend or terminate your right to use our website and terminate these Terms of Service
			immediately upon written notice to you for any breach of these Terms of Service.
		</p>
		<h3>Severance</h3>
		<p>
			Any term of these Terms of Service which is wholly or partially void or unenforceable is severed
			to the extent that it is void or unenforceable. The validity of the remainder of these Terms of
			Service is not affected.
		</p>
		<h3>Governing Law</h3>
		<p>
			These Terms of Service are governed by and construed in accordance with the laws of Finland. You
			irrevocably submit to the exclusive jurisdiction of the courts in that State or location.
		</p>
	</section>
}